Financial Planning

October 25, 2024

New Retirement Rules in 2025: What High-Income Earners Need to Know

Significant changes to retirement savings rules are set to take effect in 2025, targeting high-income workers and boosting options for those looking to maximize their retirement contributions. These updates, introduced under the

October 25, 2024

How Couples Can Build Financial Harmony and Reduce Money-Related Stress

Money is often one of the biggest sources of tension in relationships, with 25% of couples identifying it as their top financial challenge, according to Fidelity’s 2024 Couples and Money study. Whether

October 21, 2024

How Much It Costs to Retire Comfortably in Every U.S. State

Retiring comfortably comes with one universal requirement: money. However, the amount needed to enjoy retirement varies drastically from state to state. Whether it’s through Social Security, savings, retirement plans, or investments, each

Do You Need a Robo-Advisor or a Human Advisor?

by Jamie Spencer

Robo-advisors: Efficient, affordable, and beginner-friendly Robo-advisors are automated digital platforms that build and manage investment portfolios based on your preferences and risk tolerance. According to Investor.gov, they offer a low-cost solution for

September 30, 2025

Americans Say $1.26M Needed for Retirement, Fall Short

by Jamie Spencer

Retirement expectations grow while savings lag behind A new national study reveals a widening gap between what Americans believe they need for retirement and what they’ve actually saved. According to financial firm

August 4, 2025

Fed Expected to Pause Rate Cuts Amid Inflation Concerns

by Jamie Spencer

Borrowers hoping for additional Federal Reserve rate cuts may have to wait, as the central bank is expected to hold rates steady at its January 29 meeting. According to FactSet polling, more

January 29, 2025

5 Common Retirement Planning Mistakes and How to Avoid Them

by Jamie Spencer

Retirement is one of life’s major milestones, yet it’s easy to put off preparing for it. Whether it feels too distant or current financial needs take priority, many fall into traps that

October 17, 2024

Best Personal Finance Apps for Budgeting and Money Management

by Jamie Spencer

Understanding your financial situation—everything from income and expenses to credit scores and investments—is key to achieving financial stability. For over 15 years, PCMag has covered the best apps for managing personal finances

October 16, 2024

Suggestions

Financial Planning