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Personal Finance - Page 3

The latest tips and insights to help you manage your money effectively.
black-friday-spending-hits-records-but-raises-questions
December 1, 2025

Black Friday spending hits records but raises questions

Record sales mask mixed fundamentals Fresh data from Thanksgiving weekend shows American consumers spent at record levels, but analysts say the increase was driven more by inflation than excitement. Adobe Analytics reported
do-you-need-a-robo-advisor-or-a-human-advisor
September 30, 2025

Do You Need a Robo-Advisor or a Human Advisor?

Robo-advisors: Efficient, affordable, and beginner-friendly Robo-advisors are automated digital platforms that build and manage investment portfolios based on your preferences and risk tolerance. According to Investor.gov, they offer a low-cost solution for
the-4%-rule-still-relevant-for-retirees
September 3, 2025

The 4% Rule: Still Relevant for Retirees?

How a Simple Formula Was Born In the early 1990s, financial planner William Bengen developed what is now known as the 4% withdrawal rule. He published his research in 1994, offering a
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